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COVID-19 testing options, both PCR and at-home rapid testing. Directions on how to get no-cost rapid tests using MassHealth, Medicare, or private insurance.

COVID-19 Testing Options: Winter 2023

At-Home Testing–How to Get and Use Rapid Tests

Local pharmacies carry a variety of at-home rapid tests. If you have MassHealth, Medicare or private insurance, you can get free rapid tests each month (every thirty days).

Private Insurance:

You will need to check with your insurance company to make sure that test kits (and how many) are covered. It may be useful to start with the following:

  • Call the number on the back of your insurance card, or
  • Use the internet to search your insurance company and phrases like “Covid test reimbursement,” and “Covid test coverage.”

Medicare and MassHealth:

If you have MassHealth or Medicare, use in-person pharmacy pick up to cover your test kits. You can get 8 tests (may be 4 boxes of tests, if there are two tests per box) every month/every 30 days. To get your tests covered: Go to the pharmacy, where they will create a “prescription” to bill MassHealth or Medicare directly. This process may take awhile. You can do this at: Big Y, CVS, Rite Aid, Stop & Shop, and Walgreens.

COVID-19 Testing Options Flyer (PDF, 108 kb)

Updated Dec 2022:  Another round of no-cost rapid tests mailed to your house from the US government.  Sign up at

Instructions for Using Rapid Tests:

Extended Expiration Dates

Even if your rapid test kit is past its expiration date, the test may still be good to use. That’s because testing manufacturers are continually evaluating how long test kits give accurate results. The Food and Drug Administration has authorized longer expiration dates for many COVID test kits–even if what’s printed on the box is something different.

You can check to see if the expiration date has been extended on the FDA website’s list of extended expiration dates.

PCR Testing

All Curative testing sites are now closed.

Walgreen’s has a drive through. You must qualify through a survey given at sign up. Sign up through the following link:

At-home PCR tests are available for purchase, and some insurance companies will cover all or partial costs of PCR tests. Contact your insurance company for coverage information.

The following brands provide at-home PCR tests:

  • Everlywell
  • Let’sGetChecked
  • Lucira
  • Picture Genetics
  • Pixel by LabCorp

This May 2022 Healthline article compares various PCR and antigen tests. Note that there may have been changes in pricing, availability, insurance coverage, etc. after its publication.

Note: the above list of at-home PCR tests and the conditions of their use is not exhaustive, nor does the FRCOG specifically endorse these companies/products. These tests are listed here as a potential resource; you will need to contact your insurance company to ensure that all or part of the cost of these tests is covered.

FRCOG Covid-19 Landing Page
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